We are here to help you...

Raymond Marshall, Principal
& Independent Financial Adviser
CertPFS,
CeMAP
I am the owner of
the business and also the senior mortgage and financial advisor. I started in the industry in October 1988 and now hold the
relevant qualifications to provide independent advice on all aspects of financial planning.
I
am keen to promote the service aspect of my firm and can assure all prospective clients that a very warm welcome awaits them
whenever they contact us or call on us at our office in English Street.

David Gillies,
Independent Financial Adviser
CertPFS, CeMAP
David is our consultant in the Annan, Eastriggs and Gretna areas. David has worked in the financial services
industry for over 28 years and is a well known figure in the locality.

Alan Bateman, Independent
Financial Adviser
DipFA
Alan is based in our Dumfries office and has over 25 years experience in the financial services industry. Alan specialises
in investments, pensions and protection.
Your home may be repossessed if you do
not keep up repayments on your mortgage.
For mortgages we can be paid by commission from the lender, or a fee of usually £500.00.